Daily Life in Koh Samui

Master island living - transportation, utilities, shopping, and navigating paradise life

Island Life Overview

Daily life on Koh Samui moves at island pace - slower, more relaxed, but requiring adaptation from city living. A scooter becomes essential (no public transit system), shopping requires planning (limited options), and services take longer. However, modern infrastructure, reliable electricity, fast internet, and growing expat amenities make island life surprisingly convenient. The 50km ring road connects all areas within 60 minutes.

The expat community is tight-knit and helpful - knowledge sharing through Facebook groups is essential. Island premium means higher costs for imported goods, deliveries, and services. Banking, healthcare, and government services are available but less extensive than Bangkok. Embrace the slower pace, beach lifestyle, and community connections that make Samui special.

Daily Life Essentials:

  • • Scooter essential - public transit very limited
  • • Join expat Facebook groups for community knowledge
  • • Island premium: 20-30% higher costs than mainland
  • • Reliable internet: fiber available 300-1000 Mbps

Transportation

🛵Scooter Rental (Essential)

฿3,000-4,500/month

Most important investment for island life. Scooters are the primary transport as public transit is minimal. Essential for groceries, errands, beach hopping, and freedom.

Daily rental: ฿200-300
Monthly: ฿3,000-4,500 (best value)
Deposit: ฿3,000-5,000 or passport hold
Gas: ฿500-800/month for regular use
Helmet required by law (฿500 fine)
International driving license recommended
Pro Tip
Rent from established shops, not street vendors. Check brakes, lights, and take photos before leaving. Wear helmet always - police checkpoints common on main roads.

🚕Songthaews (Shared Taxi)

฿50-100 per ride

Pickup truck taxis with bench seats. Follow ring road routes but infrequent and inflexible. Wave them down on main roads. Not practical for daily life but okay for occasional use.

Fixed routes along ring road
฿50-80 for nearby areas
฿100-150 for longer distances
No set schedule - flag down
Cash only, negotiate before getting in
Mostly used by locals
Pro Tip
Confirm price before entering. Some drivers refuse short trips. More common in Lamai and Chaweng areas than quieter beaches.

📱Grab & Bolt (Ride Apps)

฿80-250 per trip

Grab operates on Samui but limited drivers, especially outside peak hours. Bolt also available. More reliable than songthaews but more expensive and wait times can be long.

Download app and add payment method
Short trips (5km): ฿80-120
Across island: ฿200-350
Surge pricing during rain/evening
Wait time: 5-20 minutes
More available in Chaweng/Lamai
Pro Tip
Book 10-15 minutes ahead during busy times. Drivers may call to confirm pickup location. Have cash as backup if payment fails.

🚗Car Rental

฿12,000-20,000/month

Comfortable option for families or those uncomfortable on scooters. More expensive but safer in rain and for longer trips. Parking available most places.

Daily: ฿800-1,500
Monthly: ฿12,000-20,000
Gas: ฿3,000-5,000/month
Insurance often limited/none
International license required
Automatic transmission common
Pro Tip
Book through established agencies. Check insurance coverage carefully. Ring road speed limit is 60-80 km/h with frequent speed cameras.

🚴Bicycle

฿150-300/day or buy

Possible in flat areas like Bophut, Maenam for short trips. Not practical for longer distances due to heat, hills, and lack of bike lanes. Good for beach to nearby cafe.

Daily rental: ฿150-300
Buy used: ฿3,000-8,000
Buy new: ฿8,000-20,000
Limited bike lanes
Very hot in midday
Hills challenging in some areas
Pro Tip
Only practical for very local use (1-2km radius). Too hot and hilly for serious transport. Better for morning/evening exercise rides.

🚖Taxi (Airport/Private)

฿400-800 fixed rates

Fixed-price taxis mainly for airport transfers. Private taxis available for day trips or tours. More expensive but convenient for airport or exploring with luggage.

Airport to Chaweng: ฿500-600
Airport to Lamai: ฿600-700
Airport to Maenam/Bophut: ฿400-500
Full day hire: ฿2,000-3,000
Fixed rates - no meter
Book through hotel or app
Pro Tip
Agree on price before starting. Airport taxis have official booth with fixed prices. For tours, hire through hotel for reliability.

Utilities & Internet

Utility Costs

Electricity฿2,500-8,000/month

Landlord charges ฿6-8/unit (govt rate ฿4). AC drives costs. Expect ฿5,000-8,000 in hot season with heavy AC use.

Water฿150-400/month

Usually included or very cheap. Landlord may charge ฿20-30/unit. Drinking water separately - buy 20L jugs for ฿20.

Internet (Fiber)฿600-1,500/month

300-1000 Mbps available. Essential for remote work. Installation ฿0-2,000 depending on promotion.

Gas (Cooking)฿300-600/month

Tank refills every 1-3 months depending on cooking frequency. Delivery available or swap at gas stations.

Garbage Collection฿0-200/month

Usually included in condo fees. Houses may pay small monthly fee. Put garbage out by 6pm for morning pickup.

Internet Providers

AIS Fibre
300-1000 Mbps
฿599-1,299/month
True Online
300-1000 Mbps
฿699-1,399/month
3BB (Triple T)
300-1000 Mbps
฿599-1,199/month
TOT Fibre
300-600 Mbps
฿590-890/month

Setup: Internet installation typically takes 3-7 days. Bring passport and lease contract. Deposit usually ฿2,000-3,000.

Shopping & Groceries

Central Festival Samui

Chaweng

The island's main shopping mall with department stores, supermarket, cinema, and international brands.

Tops Supermarket
Boots pharmacy
Cinema
Food court
Western brands

Tesco Lotus / Big C

Multiple locations

Large supermarkets with groceries, household goods, electronics, and clothing at local prices.

Budget groceries
Household items
Thai products
Pharmacy
Food court

Makro

Chaweng

Wholesale store with bulk buying options. Great for stocking up and lower prices for household items.

Bulk purchasing
Restaurant supplies
Electronics
Alcohol selection
Wholesale prices

Local Markets

Lamai, Bophut, Maenam

Fresh produce, meat, seafood at local prices. Open early morning (6-11am). Best value for fresh food.

Fresh produce
Thai prices
Seafood
Morning hours
Local experience

Convenience Stores

Everywhere

7-Eleven on every corner, plus Family Mart and Lotus Express. Open 24/7 for basics and emergencies.

24/7 open
3-5 min drive
Basics & snacks
Bill payments
ATMs

Fisherman's Village

Bophut

Boutique shops, organic stores, and specialty foods. Higher prices but quality imports and artisan products.

Imported goods
Organic options
Boutiques
Cafes
Friday market

Banking & Money

Opening a Bank Account

Required Documents:
  • • Passport with valid visa
  • • Proof of residence (lease contract)
  • • Thai phone number
  • • Work permit (some banks require)
Main Banks:
  • • Bangkok Bank (most ATMs on island)
  • • Kasikorn Bank (K-Bank - good app)
  • • Siam Commercial Bank (SCB)
  • • Krung Thai Bank
Account Fees:

Initial deposit: ฿500-1,000. Monthly fee: ฿0-200 depending on account type and minimum balance.

ATMs & Money Transfer

ATM Withdrawals:
฿220 fee per withdrawal with foreign cards. Use Bangkok Bank for best rates. ATMs widely available in Chaweng, Lamai, Bophut.
Money Transfer:
  • • Wise (formerly TransferWise) - best rates
  • • Western Union offices available
  • • Bank wire transfers (expensive)
Payment Methods:
PromptPay QR codes widely accepted. Thai banking app essential for daily life. Credit cards accepted at hotels, malls, but not small businesses.

Mobile & SIM Cards

AIS

฿299-599/month

Best island coverage with fastest 5G. Most popular with expats. Reliable data and good customer service.

Packages:
20GB high-speed: ฿299/month
Unlimited (20Mbps after 20GB): ฿399/month
Unlimited (10Mbps): ฿599/month + Netflix
Tourist SIM 15 days: ฿299 (8GB)

TrueMove H

฿249-549/month

Good coverage and competitive prices. Popular second choice. Often bundles with True internet for discounts.

Packages:
15GB: ฿249/month
Unlimited (15Mbps after 15GB): ฿349/month
Unlimited (10Mbps): ฿549/month
Tourist SIM 7 days: ฿199 (6GB)

DTAC

฿199-449/month

Cheapest option but weaker coverage in remote areas. Good for budget-conscious users staying in main towns.

Packages:
10GB: ฿199/month
20GB: ฿299/month
Unlimited (6Mbps): ฿449/month
Tourist SIM 8 days: ฿249 (9GB)
💡

SIM Card Setup

Buy SIM cards at airport arrival (convenient), 7-Eleven, or provider shops. Bring passport for registration. Tourist SIMs available instantly, but monthly plans require Thai bank account for auto-payment.

Best coverage: AIS and TrueMove have best island coverage. DTAC weaker in some areas. All providers offer 5G in main towns (Chaweng, Lamai, Bophut).

Essential Daily Life Tips

👥Join Facebook Groups

Essential for island life: "Koh Samui Expats", "Samui Forum", "Samui Buy & Sell", "Digital Nomads Koh Samui". Get recommendations, buy/sell items, and solve problems through community knowledge.

🏝️Embrace Island Time

Things move slower on islands. Deliveries take longer, repairs take days not hours, services are less available. Plan ahead, stock up, and accept relaxed pace. It's part of the charm.

🌧️Rainy Season Planning

November-December is rainy season. Stock pantry, have backup scooter transport, and check flooding maps. Some roads flood in heavy rain. Beach businesses close during storms.

🛒Shop Like a Local

Learn markets for fresh food (cheaper + better), Makro for bulk goods, Big C for regular groceries, 7-Eleven for emergencies. Avoid touristy mini-marts - prices are 2x normal.

🏥Register Services Early

Set up bank account, internet, electricity accounts in first week. Register at Bangkok Hospital. Get Thai SIM with monthly plan. Don't wait until you need something urgently.

📦Online Shopping Tips

Lazada and Shopee deliver to Samui in 3-7 days. Amazon doesn't ship here. Ferry delays common. Stock up when visiting Bangkok. Join group orders for bulk imports to share costs.

Need Help Settling Into Samui?

Get practical support for setting up daily life - from scooter rentals to internet setup and local connections.